Top 5 Things to Remember about Retirement Planning

  1. Planning ahead and wisely will make retirement must less stressful.
  2. How much cash and investments you will need in retirement will depend on what your retirement goals are.
  3. Government payments such as CPP, OAS and GIS are not enough to fund your retirement.  So, make sure you contribute to Government tax deferral/saving opportunities like the RRSP and TFSA when you can.
  4. If you have the opportunity, participate in company pension plans and maximize any company matching contribution benefit available.
  5. Make non-registered investments part of your retirement plan.